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Terms of use

Last updated: Sep 8, 2026

Who we are

Jorge Rubio (Hey Rubio), Calle 90 # 46-185 local 1, Barranquilla, Atlántico, Colombia · privacy@heyrubio.com.

Use of the site

The calculator and site content are informational estimates, not a diagnostic or an offer. Exact figures come from a diagnostic using your data.

Services

Services are governed by the proposal and contract signed with each client.

Governing law

This site is governed by Colombian law. Contracts with U.S. clients are governed by Florida law, with AAA arbitration in Miami-Dade.